Technology that transforms your retail lending business.

Credit services that generate new revenue

USTGR ePay

Credit-based payments on Websites, Mobile Apps, or Payment Platforms. You can partner with USTGR to launch credit-driven products on your channels to significantly grow your customer base and transaction revenue.

USTGR Cash

Short-term cash loans to bank accounts, mobile wallets, or prepaid debit cards. USTGR will disburse cash loans to your customers in whatever account is easiest for them to access.

USTGR overPay

Overdraft facility on accounts, digital wallets, and debit cards for all customer segments. Extend more functionality to lower income borrowers than ever before.

USTGR proxPay

Credit-based proximity payments. Using ubiquitous channels like Whatsapp, USSD, Instagram, and Facebook, USTGR allows in-person payments without the need for plastic cards or POS machines.

USTGR cardPay

Issue virtual and physical credit cards to all customer segments, including lower income segments. USTGR combines your data with data from telecommunication operators and other industry players to allow you to fund payment transactions with or without traditional credit card networks or credit bureaus.

Credit anywhere your customers are

Mobile App

Web

USSD

SMS

ATM

Point of Sale

Whatsapp

Facebook

Twitter

Instagram

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Make Credit Accessible To The Underserved

Migo’s technology and scale enables your bank to serve underbanked individuals, entrepreneurs and small businesses profitably. Reach underbanked customers anywhere they are, including on USSD.

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Generate New Revenue From Your Data Sets

USTGR enables banks to harness the power of their customer data for credit scoring, customer analytics and personalized marketing automation. Offer new products and enhance the customer experience.

Want to increase net interest income? HIDE THIS SECTION

USTGR offers banks the option to take on credit risk and earn more net interest income.

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Leverage Migo’s industry leading predictive models to assess credit risk.

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Use Migo's decisioning API’s to manage exposure according to internal risk policies.

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Turnkey Solution

Migo’s cloud based platform enables businesses of all sizes to offer credit to their customers through a simple integration to Migo’s APIs.

Become a USTGR Partner

Email us to learn more about becoming a USTGR partner.